BENEFITS TO THE MORTGAGE INVESTOR

Higher Yields

The Mana Loan™ commands yields of 25 to 100 basis points over conventional “A” paper.

Increased Loan Volume

The Mana Loan™ attracts new borrowers, from first time homebuyers to high-income professionals.

Specifically, high-income professionals with financial plans, and solid performing investors that do not want to interrupt their portfolios to purchase a home.

Additional Security

Adding the Annuity and the Insurance Policy as collateral reduces risk exposure.

Faster Equity Build-up Reduced Risk

The cumulative effects of bi-weekly payments rapidly reduces the mortgage principal balance, along with the growth of the Insurance Policy cash value, builds equity at an accelerated rate. The Mana Loan™ reaches 60% loan to value by the eighth year.

Protection Payment Interruption

In case of temporary interruption of income from the homeowner, the Mortgage Investor has a secure alternate payment source from the Insurance Policy in order to continue mortgage payments.

Life-Long Borrowers

The Mortgage Investor now has a homeowner that will provide repeat business because they can transfer their Insurance Policy as collateral for the next home purchase.

Death Benefits

In case the insured dies the death benefits of the policy pays off the Mortgage Investor.

MANA COMPANY, LLC
P.O. Box 20595
Seattle WA 98102

Evelyn Nichols
1-800-506-7563